in 🇩🇪 Germany

Child Benefit

Financing Studies with Child Benefit in Germany 2025

Studying in Germany can also be financed through child benefit. Students are entitled to child benefit until their 25th birthday if they are in a vocational training (Ausbildung).

Eligibility Requirements

Students are entitled to child benefit if they are under 25 years old and are in a vocational training (Ausbildung). This vocational training (Ausbildung) can include studies at a university or university of applied sciences. A prerequisite is that the studies are considered primary education (Erstausbildung).

Amount of Child Benefit

The amount of child benefit currently is 250 euros per month for the first and second child, 300 euros for the third child, and 330 euros for each additional child. These amounts apply to each child regardless of the parents’ or child’s income. The child benefit is regularly adjusted, so it is advisable to check the current rates with the family cash office or on the website of the Federal Employment Agency.

Application Process

The child benefit must be applied for in writing at the family cash office of the Federal Employment Agency. The necessary documents include:

Disbursement

The child benefit is transferred monthly to the parents’ account or to an account specified by the student. The payment is generally made at the beginning of the month. Parents can decide whether to pass the child benefit directly to their children or save it in a separate account. Some families choose to transfer the money directly to the student’s account to ensure it is used to fund their studies.

Effects on Other Financial Support

The child benefit is generally not counted as income for the student and therefore does not affect the entitlement to BAföG or other social benefits. It is not considered income for the child and thus remains tax-free. However, it is advisable to consult with the relevant BAföG office or a tax advisor to clarify individual questions and ensure that there are no unintended consequences on other financial supports.

Important Notes

If the student takes a break during their studies, e.g., through a leave of absence, it should be checked whether the entitlement to child benefit still exists. Generally, the entitlement lapses during interruptions of vocational training (Ausbildung). Any changes in the study program or university should also be reported to the family cash office to avoid losing the entitlement to child benefit.

Overall, the child benefit provides valuable support for students and their families to alleviate the financial burden during the study period. However, it is important to be informed about the exact conditions and requirements and to submit the application on time.

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