Tuition Fees
In most federal states, there are no or only low tuition fees, especially for students from the EU and the European Economic Area (EEA). However, there are exceptions, such as in Baden-Württemberg, where international students from non-EU countries must pay a fee of around 1,500 euros per semester. These costs should be checked in advance by foreign students.
Semester Contribution
Even if there are no tuition fees, all students must pay a semester contribution. This typically ranges between 100 and 400 euros per semester and covers administrative costs, the semester ticket for public transportation, as well as other student services. These costs are unavoidable and recur every semester.
Living Costs
Living costs vary significantly depending on the city and region. Major cities like Munich, Frankfurt, or Hamburg are among the most expensive, while cities like Leipzig or Dresden are comparatively inexpensive. The monthly living costs for students average around 850 to 1,300 euros, including rent, food, transportation, and leisure. Rent is typically the largest expense, which can account for up to 50% of the overall costs.
Rental Costs
Rental prices are highly dependent on location. In urban centers, rents are significantly higher, while students in smaller cities or rural areas pay less. Many universities offer dormitory accommodations at more affordable rates, but these are limited and often associated with long waiting lists. Timely planning and possibly searching for shared accommodation (WG) can help reduce costs.
One-Time Costs
One-time expenses, such as the deposit for an apartment, purchasing furniture, or setting up a household, should also be planned for. These costs can quickly add up to several hundred to thousands of euros. Additionally, costs for learning materials, textbooks, and technology such as laptops might need to be budgeted for.
Transportation Costs
Many universities offer a semester ticket as part of the semester contribution, which covers the use of public transportation. In large cities, public transport is often the cheapest and most practical option. However, in more rural areas, owning or using a car may be necessary, which comes with additional costs for fuel, insurance, and maintenance. Bicycle costs (purchase, maintenance) may also be a consideration.
Health Insurance
Students in Germany must have health insurance. Until the age of 25, they can usually be covered under their parents’ family insurance. After that or for international students, separate health insurance is required. Statutory health insurances offer special rates for students, which are around 110 to 120 euros per month. Private health insurances can be more expensive, depending on the coverage.
Food Costs
The costs for food highly depend on individual lifestyle. While the cafeteria at many universities offers a cost-effective option, regular restaurant visits or food delivery services can significantly increase monthly expenses. With a good budget plan, these costs can usually be kept in check.
Leisure and Social Expenses
Leisure activities, such as going to the cinema, sports offerings, or going out with friends, are a considerable cost factor. Many students underestimate these expenses, which can add up depending on lifestyle and location. Here, discounts for students, which are offered in many areas, can help reduce costs.
Long-Term Financial Impacts
A degree can have long-term financial implications. While some programs offer well-paid career prospects, this is less guaranteed for others. Students should consider before choosing their studies whether and to what extent they are willing to accept potentially longer periods without high income or the need for additional qualifications after graduation.
Additional Fees
Depending on the program, additional costs may arise, such as for excursions, lab courses, or specialized equipment. These costs should be researched in advance to avoid unpleasant surprises. Particularly in technical and scientific programs, such fees are often common.