in 🇩🇪 Germany

Personal Income

Financial Situation: Personal Income for Receiving Vocational Training Assistance (Ausbildung) to Finance the Training in Germany 2025

The trainee’s personal income, especially vocational training compensation and income from part-time jobs, is considered when calculating the vocational training assistance (BAB) and can reduce the amount of support.

Consideration of Vocational Training Compensation (Ausbildungsvergütung)

The vocational training compensation of the trainee will be fully considered as personal income when calculating the BAB. However, certain deductions will be made from the gross compensation to determine the assessable net income. Deductions include:

  • Taxes (income tax, church tax)
  • Social security contributions (health, pension, long-term care, and unemployment insurance)
  • Flat-rate expenses

The remaining net income will be used to determine the needs of the trainee and will reduce the amount of BAB benefits.

Income from Part-Time Jobs

If the trainee works a part-time job in addition to training, the income generated from this will also be considered. The following regulations apply:

  • Income from minor employment (Minijob) up to 520 euros per month will be considered after deducting flat-rate allowances.
  • For income from social security-contributing employment, actual deductions will be taken into account to determine net income.

The total income from training and part-time work will be used to calculate assessable income.

Non-Assessable Income

Certain types of income will not be taken into account when calculating the BAB. These include:

  • Child benefit
  • Benefits under the Maintenance Advance Law (UVG)
  • One-time special payments such as Christmas or holiday bonuses

These incomes may help cover living expenses but do not influence the amount of BAB benefits.

Income from Subletting

If the trainee rents out a room, the income generated from this will be considered as personal income. The amount considered is based on actual rental income minus documented expenses such as utility costs.

Proof of Personal Income

For the application for BAB, proof of all personal incomes must be provided. This includes:

  • Pay slips from the last three months
  • Certificates from the training company regarding the amount of vocational training compensation
  • Proof of income from part-time jobs or self-employment

The Employment Agency will review the documentation to determine assessable income and set the level of support.

Allowances and Deductions

When calculating the BAB, certain allowances and deductions are taken into account to reduce assessable income. These include:

  • Allowances for business expenses
  • Flat-rate deductions for social security contributions
  • Allowances for special burdens, for example, in case of severe disability

These deductions ensure that only the actually available income is considered for BAB benefits.

Impact of Income on the BAB Amount

The amount of vocational training assistance is significantly influenced by the trainee’s personal income. The higher the income, the lower the support will be. In cases of very high income, the entitlement to BAB may be completely eliminated. Therefore, it is important to accurately declare all income to enable a precise calculation.

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