in 🇩🇪 Germany

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Funding Amount and Disbursement of Bafög for Financing Vocational Training (Berufsausbildung) 2025

The funding amount of Bafög for financing Vocational Training (Berufsausbildung) is determined by the individual financial situation of the applicant and their parents. The calculation takes into account the income and assets of both the parents and the applicant themselves. Additional factors such as the location of the training and the living situation – for example, whether the applicant lives with their parents or in their own apartment – also influence the amount of funding. For trainees who no longer live in their parental home, a housing allowance is granted. The maximum funding amount is set annually and may change depending on legal adjustments. The payment is made in monthly installments directly to the applicant's designated bank account. Typically, funding is granted for a period of 12 months, after which a follow-up application must be submitted. If any changes occur during the funding period, such as a move or changes in income, these must be reported to the Bafög office immediately, as they may affect the amount of funding.

Basic Needs

The basic needs represent a central component of the Bafög calculation and signify the financial amount that an applicant receives monthly to cover general living costs during the vocational training (Ausbildung). This amount is granted irrespective of individual additional costs like rent or health insurance and aims to cover the essential expenditures.

Housing Allowance

The housing allowance is a fixed component of the Bafög calculation and is granted to trainees who do not live in their parents' household during their vocational training (Ausbildung). It is intended to partially cover the housing costs of the applicants and is independent of the actual rent costs. The amount of the housing allowance is legally defined and depends on the trainee’s housing situation.

Supplements

In addition to the basic needs and housing allowance, various supplements can be granted under BAföG to account for the specific life circumstances of the applicant. These supplements increase the overall need and aim to ensure that applicants who have additional financial burdens receive adequate support. The most important supplements are the health and long-term care insurance supplement as well as the childcare supplement.

Monthly Disbursement

The monthly disbursement of Bafög is a central element of financial support for trainees in Germany. It ensures that funded applicants regularly have the necessary means to cover their living expenses during the vocational training (Ausbildung). The disbursement occurs in consistent monthly amounts, calculated based on individual funding needs.

Disbursement Dates

Disbursement dates for Bafög are of great significance for trainees, as they allow for the planning of ongoing living expenses. Bafög benefits are paid monthly in advance, ensuring that supported trainees have the necessary financial resources in a timely manner.

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