Insurance and Formalities When Preparing for Vocational Training (Ausbildung) in Germany 2025

Aspiring trainees (Auszubildende) in Germany typically need a bank account to receive their vocational training compensation (Ausbildungsvergütung) and manage everyday transactions. This process requires submitting certain documents, selecting the right type of account, and undergoing verification by the bank.

Before the start of a vocational training (Ausbildung), aspiring trainees in Germany should examine various additional insurances and formalities, including private liability insurance, disability insurance, and possible accident insurance. These additional insurances provide extended protection and can reduce the risk of financial burdens in case of damage claims or absenteeism.

Individuals preparing to start a vocational training (Ausbildung) and working in Germany must manage various formalities regarding social security, including registration with a health insurer, applying for a social security number, and potentially clarifying family insurance. For prospective trainees, fundamental coverage through health, pension, unemployment, and long-term care insurance is essential to ensure their social protection.

Before starting a vocational training (Ausbildung) in Germany, aspiring trainees must complete tax formalities to obtain their tax identification number and ensure that they are correctly registered for tax purposes. This preparation allows for a smooth income tax settlement as soon as the vocational training begins.