Asset Limits of Applicants for Bafög Financing of Vocational Training (Berufsausbildung) in Germany 2025

An objection against the asset assessment for Bafög can be filed if the applicant believes that assets have been inaccurately assessed. The objection must be made in writing within one month of receiving the notification.

The applicant's assets are only partially considered under BAföG, as a certain amount is deemed non-contributory. Currently, the non-contributory asset limit is 15,000 euros for applicants up to 29 years old and 45,000 euros for those aged 30 and older.

The applicant's assets are considered for BAföG if they exceed the legally defined exemptions. Different asset types such as bank savings, real estate, and securities are taken into account.

Not all assets are considered in the Bafög calculation. Exceptions include certain types of assets deemed non-touchable, as well as purpose-bound assets that serve to secure the livelihood.