Requirements for School Funding
Financial support for students requires attendance at a qualifying school in full-time education. This includes general education schools from grade 10, vocational schools, and technical colleges.
Requirements for University Students
Students must be enrolled at an accredited university and pursue a full-time course of study in order to be eligible for educational funding.
Different Levels of Funding
The amount of support varies between school students and university students. School students often receive lower amounts, as they usually live with their parents, while university students have higher financial needs.
Partial Repayment for University Students
While school students receive funding as a full grant, university students must repay the loan portion after graduation, with repayments capped at a maximum of €10,010.
Age Limits in Educational Funding
Students can be funded until the age of 30, while there is an age limit of 45 for university students, though exceptions may apply.
Influence of Parental Income
In both types of funding, parental income plays a role. However, there are allowances and deductions that must be considered.
Application Process for School Students
School students must submit their application to the office for educational funding at their parents’ place of residence and require various proofs.
Application Process for University Students
University students submit their application to the student services office at their university and must also submit certain documents.
Duration of Funding for School Students
School students receive funding for the regular duration of their schooling. Extensions are possible only in exceptional cases.
Standard Course Duration as a Guideline for Funding
University students are generally supported until the end of the standard course duration of their program, with extensions possible under certain conditions.
Funding for Study Abroad for University Students
University students can apply for additional financial support for a semester or internship abroad, while this is limited for school students.
Health and Nursing Insurance Allowances
University students can receive allowances for health and nursing insurance upon request if they are self-insured. This is only possible for school students under certain conditions.
Assets Calculation
Personal assets are considered for both groups. If they exceed the allowance of €15,000, this reduces the amount of funding.
Married and Parental Students
Students and school students who are married or have children can claim higher allowances, thus receiving more support.
Limits on Additional Income
There are limits on additional income for both school and university students. Income beyond the allowance reduces the amount of funding.
Repayment-Free Support for School Students
School students receive their funding as a grant that does not need to be repaid, which represents a significant difference from study funding.
Loan Portion for University Students
The funding for university students consists of half an interest-free loan, which is to be repaid in installments after graduation.
Interest on Educational Loans
The repayment of the loan portion for university students is interest-free, while other study loans often incur interest.
Special Educational Institutions
Students at evening high schools and colleges may also receive funding under specific conditions, which is not relevant to university students.
Performance Records in University Studies
University students must provide performance records starting from the fifth semester to continue receiving funding. This obligation does not apply to school students.