Basis of Income Limits
The income limits for receiving housing benefit vary depending on the size of the household and the region where the applicant resides. Generally, the more people living in the household, the higher the allowable income limit. For individuals living alone, such as many trainees, the thresholds are correspondingly lower. The housing benefit office reviews the total household income to determine if there is an entitlement to housing benefit.
Considered Earnings
All regular income of the applicant is considered. For trainees, the vocational training compensation (Ausbildungsvergütung) is the most important source of income. Additionally, income from part-time jobs, parental support payments, and other benefits such as child benefits are also included. The housing benefit office deducts certain allowances and deductions from gross earnings before calculating the eligible income.
Earnings from Vocational Training (Ausbildung)
The compensation that a trainee receives during vocational training is fully counted as income. However, deductions for social security contributions, taxes, and business expenses are made from this amount. If the adjusted income after these deductions falls below the relevant income limit, housing benefit may be granted.
Deductions from Income
When calculating the eligible income, the housing benefit office deducts various expenses, including contributions to statutory social insurance, taxes, and specific allowances for business expenses. For trainees who also work part-time alongside their vocational training, these earnings are considered after deducting general allowances.
Income Allowances
There are additional allowances for certain groups of people that reduce income and thereby increase the chances of receiving housing benefit. These include allowances for single parents, severely disabled persons, or households with children. Trainees living with a partner who has a low income can also claim allowances.
Regional Differences in Income Limits
The amount of the income limits depends on the regional rental level, which varies across Germany depending on the city and municipality. In areas with high rental costs, accordingly higher income limits apply. Trainees who have their own apartments in large cities such as Munich, Hamburg, or Frankfurt benefit from higher allowable incomes.
Proof of Income
When applying for housing benefit, trainees must provide proof of their income. This includes pay slips, certificates from the training company, as well as evidence of additional earnings such as child benefits or alimony. The housing benefit office reviews these documents and calculates the eligible income based on this information.
No Consideration of One-Time Earnings
One-time earnings, such as Christmas bonuses or holiday pay, are generally not considered in the housing benefit calculation unless they are received regularly. This may result in trainees still receiving housing benefit despite such special payments if their average monthly income falls below the established limit.