Discounted Tickets
Many transport companies offer trainees discounted monthly or annual tickets for public transport. These trainee tickets are often significantly cheaper than regular tickets and enable cost-effective use of buses, trains, and other means of transport. Requirements for obtaining these tickets usually include a valid training contract and a confirmation from the training company or vocational school.
Vocational Training Assistance (BAB)
The Vocational Training Assistance (BAB) is a government funding for trainees whose vocational training compensation and parental support are not sufficient to cover living expenses. Trainees who are in a company-based or external vocational training and do not live with their parents are eligible for BAB. The amount of BAB depends on the income of the trainee, their parents, and their own needs. Applications are made at the employment agency.
Housing Benefit for Trainees
If the claim for Vocational Training Assistance does not exist or the BAB is not sufficient, trainees can apply for housing benefit under certain conditions. Housing benefit is granted in the form of a rental subsidy and is based on income, rent, and the number of household members. Again, a trainee must not live in their parental household to have a claim.
Tax Benefits
Trainees can utilize tax benefits under certain conditions. The costs for working materials, travel expenses, and possibly also double housekeeping can be deducted for tax purposes. Likewise, vocational training costs such as textbooks or training courses can be claimed as business expenses. Usually, the prerequisite is that the trainee submits a tax declaration.
Discounts for Culture and Leisure
Many cultural institutions, museums, cinemas, theaters, and sports events offer discounts for trainees. These discounts are often not limited to entry fees but also apply to memberships or seasonal tickets. Swimming pools, gyms, and other recreational facilities also often grant discounts for trainees. Proof is usually provided by a training contract or a special trainee ID.
Insurance Discounts
Some insurance providers offer special rates for trainees, including liability, household, and health insurance. These special trainee rates are characterized by lower premiums, as they are tailored to the lower income of trainees. Especially for private liability insurance, it can be worth inquiring about such rates.
Loan Discounts
Some banks offer trainees special conditions for accounts and loans. This often includes fee-free checking accounts and low-interest loans that can be used to finance training costs or larger purchases such as a car. Such loans should be examined carefully to avoid debt.